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Many homebuyers are aligned with the estate agents who can, during a visit to a house to meet a payment guides on various negotiating groups strategies.Now basis, with the proliferation of software applications for iPhone and Blackberry, have calculated on the fly calculations may be replaced by more accurate calculations. And software programs are very inexpensive, usually $ 1. Unable to perform Translation:invalid textCould be given to seeking a loan, a free online calculator with lenders and real estate companies to refinance. But for buyers of homes, mobile home loans provides immediate and accurate information for the process. These bags are certainly more frequent. Unable to perform Translation:invalid textDavid Daniels, Sales Senior Associate with the Corcoran Group, recalls a young man seen happily typing on his BlackBerry, last month, while his wife discussed the different sales prices for Windows to 123 condominiums in Harlem. "At first I thought it was only to respond to e-mail," said Daniels. "But the scenarios were in fact different, how much money to put down, and what their salary would be. Unable to perform Translation:invalid text'It is very better as a buyer generated on these figures with their calculations and not ask a broker who could see estimate, "he added. Unable to perform Translation:invalid textToni Habetz, an agent with Prudential Connecticut Realty, said he saw people with laptops Home Mortgage circuits. Unable to perform Translation:invalid text"Customers are not as forthcoming about how much financial information they said spread" it. "And now they do not, because you can not understand the information guides for themselves." Unable to perform Translation:invalid textThese new applications are quite simple, pocket calculators, but can also find more information and options to help the decision to loan. Unable to perform Translation:invalid textTake, for example, mortgages) Pro ($ 8 for BlackBerry users. After a search of a loan amount, enter the interest rate, taxes, insurance and the loan is preferred, the program displays the monthly payments . Unable to perform Translation:invalid textIt also provides comparative results. The Color Purple encoded data presented are for a period of lent, while the results show that Orange users would pay the interest and repayments of loans in total for the entire duration of the loan, the loan terms when choosing rather different. Unable to perform Translation:invalid textLess can be useful, but still a nice feature is that users type in a desired monthly payment and interest rates, then determines how long it will take to repay the loan. Unable to perform Translation:invalid textThere is no way to provide a precise calculation, but for those who have private mortgage insurance because they do not intend to pay a deposit of at least 20 percent. Unable to perform Translation:invalid textMortgage insurance varies, so that these calculations are not reliable, said Gregory Raiz, president of the Corporation Raizlabs in Brookline, Mass., that produces the Mortgage Calculator for iPhone and iPod touch application ($ 1). The calculator is a good example of how to operate simple mobile applications. With slides and input fields, the software determines the monthly payment on a single screen. Unable to perform Translation:invalid textThe program also allows users in the area of the site, to compare different properties. The user can send the results of the calculation, with the tips, like e-mail. Unable to perform Translation:invalid textThere are dozens of different calculators guide for iPhone, including the Mortgage Calculator Pro SVT calculators and guides CalcsPro geek Mortal recalculation by Anil Bajaj. Unable to perform Translation:invalid textThese applications have a limited impact, at least in today's market, said Thomas Vanderwell, a loan officer at a bank involved in Straighttalkaboutmortgages.com blog on real estate. Unable to perform Translation:invalid text"Whenever you can have accurate information instead of information Ballpark is a good thing," said Vanderwell. "But in six to nine months, buyers are more cautious, and do not move so fast that the information they need, when they searched the house."