วันอาทิตย์ที่ 18 ตุลาคม พ.ศ. 2552

When it comes to winners and losers, his work has a recession

WASHINGTON - The country \ 's economic fortunes have triggered a roller-coaster ride for many years after the fall of Lehman Brothers financial chaos in the world. Unable to perform Translation:invalid textIn the following months, the economic turbulence caused massive loss of jobs, an infusion of billions of dollars the government to revive the economy, saving banks and saving. Then there were programs to combat foreclosures guides, which extends unemployment insurance to create \ "cash for deng \" and many others. Unable to perform Translation:invalid textWhile many other Americans had flourished. Here are some stories of winners and losers in the recession of 2009. Unable to perform Translation:invalid textMORTGAGE LIMBO Unable to perform Translation:invalid textIsaac Dailey had hoped to get a reverse mortgage in October in his years of service with a little 'more comfort. Unable to perform Translation:invalid textAt that time, he thought it would be a breeze. He \ 'D in Washington, DC, apartment building with more than 30 years, lived and made mortgage payments on time. Now, almost a year later, Dailey, 82, still waiting for the loan, chances are more remote with each passing day. \ "When it started, I thought it would be easier. But for one reason or another, I can \ 't seem to get the reverse mortgage and that \' s really all I want. \" Unable to perform Translation:invalid textIt turns out that to qualify Dailey didn \ 't enough in his house for a reverse mortgage. Unable to perform Translation:invalid textThe payment of a mortgage is too high to meet the loan-to-value criteria of a reverse mortgage. Unable to perform Translation:invalid textWhat \ 's because most of the shares was in his house with two loans refinancing Dailey had been stolen adopted in 2006 and 2007. Unable to perform Translation:invalid textThe broker guides who handled the loan Dailey said \ 'D would reduce his monthly payments to secure a fixed rate. They don \ 't, but were: variable-rate mortgages and Dailey \' s monthly payments have increased interest in its interest. Unable to perform Translation:invalid text\ "I Got the wrong information, \" said Dailey, a former employee of the federal government. \ "In this (ongoing) ARM, which get rid of their guides every six months. They've just asked in July for $ 39, and six months, that \ should probably be increased'll again. I just this and get a reverse mortgage and do with this mess, \ "he said. Unable to perform Translation:invalid textDailey \ 's problem loans before the subprime crisis which began two years ago, but his difficulties were compounded because the collateral damage of the housing crisis - falling home values. DC-area guides broker Faith Dailey Johnson said there \ 's house was probably written off U.S. $ 100,000 from its peak of $ 150,000 to $ 160,000 several years ago. Unable to perform Translation:invalid textJohnson tried to change the funder and manager of loan Dailey \ 's guide reduces the amount and the repayment of the loan. E \ 'is a difficult time, but because Dailey \' sa fixed income isn \ 't enough to satisfy the loan modification programs. Unable to perform Translation:invalid textAfter the release of U.S. Attorney General \ 's office assistant, Johnson said he published the lender about modifying Dailey \' s ready. The Bank has requested additional information about his income - the same information submitted several months ago. Unable to perform Translation:invalid text\ "I think we \ re 'would just tell them the same thing he told me he called doesn \' t change because of his income, \" said Johnson. Unable to perform Translation:invalid textFor now, Dailey will remain in limbo. He \ 's payments, but it \' s becoming increasingly difficult as they increase their income remains the same. Every time your rate increases, approaches the limit, a prospect that did not expect what should \ 've been its golden age.

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